A lot of pros and cons to HOAs and probably depends on where you are. I live in a neighborhood with one now (only one I've been in) and except for a few minor dustups, it's been okay and I'm glad we have it. Keeps the neighborhood looking nice and helps property values. In fact it's requisite since we have common areas that need taking care of. Luckily our board members have for the most part been upstanding and NOT the power hungry overbearing types, but I know those exist and I definitely know the type. Back around 2000, we built a house in a nice new development in an unincorporated area of the county with big lots and nice homes. Developer built a nice stone structure at the two entrances and a tall cedar fence spanning roughly 400-500 feet across, plus there was a grassy area in front all the way across that the county was not going to maintain. They only handled the ditch adjacent to the road. The developer would maintain for a set period of time and/or the development was sold out, which he did. When that expired, we knew something had to be done and a few homeowners got together to start an HOA to take care of the landscaping and fencing going forward. Was going to be maybe $50-100 a year per home with NO additional rules or regulations other than what were put in by the developer as far as building codes, etc. It was just for the upkeep and appearance of the entrance, nothing more. I was pretty ambivalent, but got recruited by some behind the idea to speak on its behalf. We had a meeting one evening and were met with fierce resistance with people hollering about not wanting to be told they couldn't ride their 4-wheelers in the neighborhood or shoot off fireworks or where they could park and many other such things and how nobody was going to tell them what to do, which were just overreactions and assumptions. It was explained it was nothing like that, but just what it was.....maintenance going forward to keep the entrance and neighborhood in good shape and appealing. In the end, it was outvoted and never formed. We moved a few years later, but nothing to do with that. I drive by there occasionally and the original 20 year old fence is now falling down in the ditch and the area the county doesn't maintain now has weeds and grass head high or double head high and it looks like an entrance to a meth head infested trailer park, but with high-end custom homes probably averaging $500K or more whose value is diminished by anyone who sees or drives into the neighborhood past the trashy entrance. It's completely asinine, but at least no one is telling them what to do, including taking care of their neighborhood.