I prefer a carry vest for most situations, yes they are EXPENSIVE! but unzipped the vest allows access while wearing a seat belt and while laying down or in other awkward positions. I am a huge advocate of never ever pointing the muzzle at my body, and yes my left arm does cross the muzzle path often... I also think each person will decide on a viable option themselves and if they train and practice then that choice is good for them. Training by several "professionals" is also money well spent. I enjoy reading posts here, lot's of experience and knowledge presented by you folks!