Axxe55
Retiretgtshit stirrer
Two things are arising that I can see. The other parties insurance is paying for the damages because they were at fault.
First of all, they don't want to total the vehicle, probably due to it's value. Industry standard is about 75% to 80% of the current value of the vehicle to amount of damages to repair costs to total the vehicle. When the amount of damages exceed that threshold, they usually determine the vehicle a total loss, pay the current market value of the vehicle, and they send the vehicle to salvage auction to recoup some of the money they have expended.
Second, this is YOUR vehicle. You hold the upper hand here at all times. You get to pick and choose what repair shop does the work, what parts are used, and whether the vehicle when repairs are completed as to whether those repairs meet your expectations as to be a safe and reliable vehicle.
Two things you need to do. One get your own insurance company involved, which you are doing. Get an attorney involved and sue the other parties insurance company.
Personally, even though I have worked in the collision industry many years ago, and in some really great shops where quality of work set was very high standard, when a vehicle approaches that threshold of being totalled and are repaired, there are always problems with that vehicle after the repairs are done, and even if you accept the vehicle after the repairs are done, time later, when you decide to sell or trade that vehicle in, those repairs show up and will automatically reduce it's value. And by law, those repairs have to be disclosed when selling it, or trading it by a dealership. Me personally, I'd push very hard to have the vehicle totaled as well. I would never fully trust that vehicle or feel it was as good as it was before the damages occurred.
First of all, they don't want to total the vehicle, probably due to it's value. Industry standard is about 75% to 80% of the current value of the vehicle to amount of damages to repair costs to total the vehicle. When the amount of damages exceed that threshold, they usually determine the vehicle a total loss, pay the current market value of the vehicle, and they send the vehicle to salvage auction to recoup some of the money they have expended.
Second, this is YOUR vehicle. You hold the upper hand here at all times. You get to pick and choose what repair shop does the work, what parts are used, and whether the vehicle when repairs are completed as to whether those repairs meet your expectations as to be a safe and reliable vehicle.
Two things you need to do. One get your own insurance company involved, which you are doing. Get an attorney involved and sue the other parties insurance company.
Personally, even though I have worked in the collision industry many years ago, and in some really great shops where quality of work set was very high standard, when a vehicle approaches that threshold of being totalled and are repaired, there are always problems with that vehicle after the repairs are done, and even if you accept the vehicle after the repairs are done, time later, when you decide to sell or trade that vehicle in, those repairs show up and will automatically reduce it's value. And by law, those repairs have to be disclosed when selling it, or trading it by a dealership. Me personally, I'd push very hard to have the vehicle totaled as well. I would never fully trust that vehicle or feel it was as good as it was before the damages occurred.
