My insurance rant

[baboon]

Damn that high dollar truck! No longer have the two person discount either. It will be much better once the Corolla is gone, and I get that insurance money refunded.

 

[ZX9RCAM]

Have you looked into going with a "mileage used" policy?
Do you drive less than 500 miles/month?

 

[Lead Belly]

How much are you paying? Mine is up to $319/ month for 5 vehicles and 3 drivers (19 yr old son). $10/day for something I don't use

One of those is a 2021 Tacoma...

 

[baboon]

How much are you paying? Mine is up to $319/ month for 5 vehicles and 3 drivers (19 yr old son). $10/day for something I don't use

One of those is a 2021 Tacoma...

$3,387.11 for the year on a 2024 Toyota Tacoma TRD Sport, and the 2005 Toyota Corolla. The Corolla has liability only.

 

[Hoji]

Have you looked into going with a "mileage used" policy?
Do you drive less than 500 miles/month?

Requires a tracker ( snitch device) to be put in in a lot of cases. Tracks your speed, how you brake, all kinds of shit that is none of your insurance company’s business.

 

[skfullgun]

$3,387.11 for the year on a 2024 Toyota Tacoma TRD Sport, and the 2005 Toyota Corolla. The Corolla has liability only.

That’s about what I’m paying for a 2023 RAV4 and a 2018 F250 gasser.
It’s only me driving and I just paid $1,650 for the next six months. I seldom drive the truck and only drive the Toyota about 12k per year.

 

[Grumps21]

It’s gotta be all the tech in the new cars. That and all the people running around without insurance that you and I pay for in our rates

 

[baboon]

The insurance man straight up said it's the cost of the new vehicles. Before with my old truck & her car it was like $2,200.00

 

[ZX9RCAM]

Requires a tracker ( snitch device) to be put in in a lot of cases. Tracks your speed, how you brake, all kinds of shit that is none of your insurance company’s business.

Don't average 200 miles/month between 2 vehicles.
Saves me alot of money.

Around $1500/yr for full coverage on 2 vehicles.

 

[Tnhawk]

Requires a tracker ( snitch device) to be put in in a lot of cases. Tracks your speed, how you brake, all kinds of shit that is none of your insurance company’s business.

I had a baby sitter device to monitor my every move when I drove a company vehicle. I have no desire to be continually watched. My DMV report should be enough to determine my level of risk for an insurance company.

 

[no2gates]

$3,387.11 for the year on a 2024 Toyota Tacoma TRD Sport, and the 2005 Toyota Corolla. The Corolla has liability only.

Holy shit! I thought mine was bad with a 2020 Honda Civic and a 2022 Kia Niro was bad at $2028/year

 

[cycleguy2300]

$3,387.11 for the year on a 2024 Toyota Tacoma TRD Sport, and the 2005 Toyota Corolla. The Corolla has liability only.

Yikes!

Got 2x LR Disco IIs (2003 and 2004)
2005 Subaru Forester XT
And a 1946 CJ2A

All for about $1800/Yr iirc

Sent from my SM-S918B using Tapatalk

 

[baboon]

Y'all just need to check what Blue Book is on you rides. My Tacoma was $50K. My Nissan truck brand new was like $11Km and her car was about the same. Big difference in cost.

 

[ZX9RCAM]

I had a baby sitter device to monitor my every move when I drove a company vehicle. I have no desire to be continually watched. My DMV report should be enough to determine my level of risk for an insurance company.

I haven't changed my driving habits one bit because of it.

Although, I will say that as I've gotten older (66), I don't drive like I did as a youngster.

 

[Lead Belly]

Y'all just need to check what Blue Book is on you rides.

Bingo. These new WAY overpriced vehicles benefit

Insurance Company
Tax Office
Manufacturers of Vehicles
Dealer
Data Collection Companies

 

[dsgrey]

2019 Wrangler and 2022 Honda CRV Hybrid for $1900 full coverage. It's all the other expensive cars but depends on your vehicle too. When I bought the Wrangler, my insurance went down after replacing an inexpensive/dumb car. When we bought the Hybrid with freaking sensors everywhere, that insurance went up a lot.

My rate is based on "pleasure" driving only since nobody works outside the home.

 

[Mohawk600]

About $1900 per year for liability on a Kia............my next vehicle will NOT be a Kia or Hyundai

 

[kbaxter60]

The insurance man straight up said it's the cost of the new vehicles. Before with my old truck & her car it was like $2,200.00

Yep. That's about what we pay now for a 2002 and a 2010. With Connect (through Costco).

 

[baboon]

So I paid my auto insurance for the year when the bill came up before it actually renewed. Seeing as I sold the Corolla before that I got like $957.00 refunded to me.

Add in the cash from the sale of the Corolla and I have a pretty good chunk of money on hand. As the few people who really know me would say I might as well spend it and enjoy it, as I worked long and hard enough plus be a cheap bastard that I owe it to myself.

I’m trying to figure out something thing that I have been putting off for ever to blow some cash on. I have for a very long time thought that I needed to up grade the optic on my MP5K. What I have works, but the front sight ladder blocks a lot of it. I’m pondering heading over to Black Cactus Armory and checking out some potential upgrades.

 

[no2gates]

So I paid my auto insurance for the year when the bill came up before it actually renewed. Seeing as I sold the Corolla before that I got like $957.00 refunded to me.

Add in the cash from the sale of the Corolla and I have a pretty good chunk of money on hand. As the few people who really know me would say I might as well spend it and enjoy it, as I worked long and hard enough plus be a cheap bastard that I owe it to myself.

I’m trying to figure out something thing that I have been putting off for ever to blow some cash on. I have for a very long time thought that I needed to up grade the optic on my MP5K. What I have works, but the front sight ladder blocks a lot of it. I’m pondering heading over to Black Cactus Armory and checking out some potential upgrades.

You could throw a TGT Tannerite party...