When State Farm sent renewal notices with excessive price increases, my agent would obtain a reduction of the rate sent by the insurance company. My present insurance company operates directly online without local agents.Try going directly online. An Allstate agent quoted my 1,400 for a 6 month policy; 2 vehicles full coverage.
Went direct the the Allstate website and got the same policy for 1,050. I suspect the difference is the commission and agents have the ability to negotiate down to a certain point. Agents really don't do much for clients anymore anyway other than collect you money. The last 2 times I had something happen, the agent said "call this number or link at the website". They don't want to assist you anymore.