street bike insurance

[bryonbush]

looking at buying a motorcycle seeing that its been two years without one now. looking into a cbr600rr or similiar. a few years ago it was more than the bike payments were a month. what are you guys paying and who are you going through? just trying to get a ballpark figure before i call a place and flip out if its still high.

 

[TexasRedneck]

Ah'm payin' $375/yr for full coverage on an '07 Harley Ultra Classic w/$5k in accessory coverage, an' another $5k for the trailer we pull behind it. Have it through Bikeline - have had coverage w/them since switchin' from Progressive in '98 - they DO take how long you've had a policy w/them into account.

 

[San Antone RR]

Just shop around. Start with your auto insurance agent. Multi policy discounts will probably save you the most $$, but call around for quotes.

 

[bryonbush]

right now i have my home and two vehicles under Farm Bureau but i dont think they insure bikes.

 

[brian964]

There is no company that offers the best deal for every person. You have to get quotes from different companies online and see which companies can provide you with the best price: www.quotes-center.com/average-motorcycle-insurance-rates

 

[zembonez]

A LOT depends on your age and record. If you are over 25 and have a pretty clean record, deals are out there.

 

[JADB]

Check with State Farm. They base their rates on CC amount, not style of bike. Very important since your looking for coverage for a sport bike. My 1KRR cost me $79/month for full coverage and that was with 2 tickets on my record.

 

[matefrio]

I remember a few years ago an insurance guy told me the average time between a bran new GSX-R600 and a totaled bike was 90 days.

 

[JADB]

I remember a few years ago an insurance guy told me the average time between a bran new GSX-R600 and a totaled bike was 90 days.

Sounds about right for riders under 21. Just not enough discipline mentally to control that kind of power. IMO.

 

[30+GSXR]

2004 GSX-R 1000 = $1200.00 per year using Progressive w/ no moving violations.

I am getting raped here since I had it for 4 years without ever making a claim.

 

[JADB]

When i did shopping for mine, Progressive was outrageous. I'm telling you, call SF. Are you under 25?

 

[espy59lc]

I had Geico when I had my 06 Honda CBR600RR... But I would go with State Farm (Thats who I have now, but with no bike). But I'm also under 25, I was 21 when I first got it, but I paid cash for it so I didn't need full coverage. Switch all your stuff to State Farm and save $$$$.

 

[TexasRedneck]

Some of ya'll need to check with Bikeline, too....just sayin'....

 

[bryonbush]

im 23 right now. had my motorcycle indorsement since i got my license when i was 16 (up in michigan). bought a bike instead of a car for my first vehicle. i called state farm this morning and they stated they would call me back but that was a few hours ago.

 

[chubbyzook]

I paid 90 dollars a year for my 95 cbr600 but that was when I shared a policy with my dad

 

[Tang777]

I just got a policy from progressive, minimum liability, comprehensive $250 deductible, and $3,000 accessory coverage, PIP, for $69 a month on a cbr 600f2. however I am 21. been riding for 3 years.

 

[bryonbush]

progressive and nationwide were both sitting above 5K for the year! state farm is by far the best but still 135 a month for full coverage and that was or a 2011 yzfr6. i asked about a used bike in the 06-08 year range and it actually went up to around 180 per month. not a good way to start a day.

 

[TexasRedneck]

Do as ya'll will - but I've seen everyone referenced other than Bikeline....that I've had for years, and many others have found to be quite competetive. Not always to be sure - but IMO they're at least worth checking into.

 

[JADB]

:1zhelp:

progressive and nationwide were both sitting above 5K for the year! state farm is by far the best but still 135 a month for full coverage and that was or a 2011 yzfr6. i asked about a used bike in the 06-08 year range and it actually went up to around 180 per month. not a good way to start a day.

You can thank robin303 for this! I'm sorry, i'm sorry, i couldn't pass it up! :1zhelp:

 

[slammr]

looking at buying a motorcycle seeing that its been two years without one now. looking into a cbr600rr or similiar. a few years ago it was more than the bike payments were a month. what are you guys paying and who are you going through? just trying to get a ballpark figure before i call a place and flip out if its still high.

Depends on how old you are, but this is the most expensive class of bike to insure because a lot of "kids" crash them going too fast or doing stupid things on them. My suggestion is buy a bike that qualifies as a "standard". It's still "sporty" and your rates will be significantly lower. I had a Suzuki GS500 for a few years, but you can find up to 1200 cc bikes in this class. I'm riding an sport-touring bike (1300cc) and it is only a little over $200 a year for full coverage with Progressive; but it's 8 years old now.