Join TexasGunTalk

Texas auto insurance suggestions

Discussion in 'Automotive / Motorcycle Chat' started by RevolverGuy, Sep 9, 2019.

  1. diesel1959

    diesel1959 por vida Lifetime Member

    3,735
    2,834
    113
    Nov 7, 2013
    Houston & BFE
    I've never dealt face-to-face with a USAA agent in the four decades I've been a member. That involves time assigned in foreign countries, and in half-a-dozen different states.
     


  2. toddnjoyce

    toddnjoyce TGT Addict

    5,304
    9,159
    113
    Sep 27, 2017
    Boerne
    And you won’t, unless it’s a bank transaction. At one point we had face to face investment services, but that’s been a few years now.
     
    diesel1959 likes this.
  3. TX OMFS

    TX OMFS Well-Known Forum Sponsor

    1,699
    3,192
    113
    Nov 3, 2014
    San Antonio
    Buncha weirdos work at USAA.
     
  4. toddnjoyce

    toddnjoyce TGT Addict

    5,304
    9,159
    113
    Sep 27, 2017
    Boerne
    True, there are some Glock owners employed there.
     
    Charlie, F350-6 and rmantoo like this.
  5. CaptainMorgan9119

    CaptainMorgan9119 New Member

    38
    18
    8
    Jul 25, 2019
    GEICO has always been good to me. Although, that teen driver is going to hit you hard no matter where you go, it's just a high risk. Perhaps you could only tie them to one vehicle, being the oldest and cheapest to insure.
     
  6. TexasRedneck

    TexasRedneck 1911 Nut Lifetime Member

    11,920
    1,026
    113
    Jan 23, 2009
    New Braunfels, TX
    We're at $2500/year on two vehicles - commercial policy on Ram 3500 4x4 CC w/utility bed and $40k declared value, lincoln MKT for the wife. Both have 500k limits w/$250 deductible, towing/roadside assistance. The '58 Delray I just got...60k declared value, $0 deductible on collosion, 500k un/underinsured. $0 deductible on any glass. 10k miles/yr limit. Crazy part? LESS than $400/year.
     
  7. avvidclif

    avvidclif Sturgis '95, RFTW 2010

    3,575
    3,786
    113
    Aug 30, 2017
    Van Zandt County
    Speaking of where's the pictures? Or did I miss them?
     
  8. rotor

    rotor Member

    128
    167
    43
    Nov 1, 2015
    Wichita Falls
    I believe USAA is the best you can buy if eligible. Insurance is not just what the premium is but how they pay when a claim is made. USAA always comes through. Have been with them 45 years so I know. If you want to find out how to never have a claim payed buy Allstate. How many insurance companies also set up a account to return money to you? I get 2 checks a year from them, all depending on profit and loss but fairly substantial. I believe you get the best rates when you do home, auto, etc. together. Those who have an agent, where do you think his income comes from?
    Last time I had a hailstorm USAA paid $26k on 2 houses without any hesitation.
     
  9. TexasRedneck

    TexasRedneck 1911 Nut Lifetime Member

    11,920
    1,026
    113
    Jan 23, 2009
    New Braunfels, TX
    Ask and ye shall receive.....

    Engine bay OH.JPG Engine bay RS.JPG Marble Falls6.JPG Spring Branch.JPG
     
    ZX9RCAM likes this.
  10. TexasRedneck

    TexasRedneck 1911 Nut Lifetime Member

    11,920
    1,026
    113
    Jan 23, 2009
    New Braunfels, TX
    USAA here for 20+ years. They denied a rental car after the missus had a fender bender - claimed I'd canceled the coverage....I told them I had NOT, and pointed out all the other additional coverage we carried, and that it'd make NO sense not to have had it. They refused to budge, so I canned them mid-policy and switched to Germania. LOWER premiums, annual policy rather than 6 month - and my guns are covered as "household goods" to the limits of my policy. Friend was involved in that Bastrop fire a few years back - Germania was onsite 36 hours later with a check to cover their temporary housing, and they had a loss check to him within days - enough to cover rebuilding the house. You ARE right in wanting a GOOD company - too damned many of 'em out there gladly take your premiums without wanting to pay a loss - and Allstate and State Farm come to immediate mind.
     


    Davetex likes this.

Share This Page