Self-Defence Legal Insurance Options

[TipBledsoe]

I know this subject has already been kicked around a lot but I didn't see one with a good poll.
I would appreciate your recommendations, experience with, and/or thoughts on this subject.

It appears that about half of TGT members carry such insurance. I have scoffed at the idea of carrying such insurance in the past but am reconsidering... Coverage for possibly $1/day seems wise to cover the potential loss of $60k to $100k legal fees of even a justified shooting... And even if found not guilty, I guess that money would be gone unless a countersuit was filed.

Supplemental threads:

Do you have a CHL insurance / legal plan?

Whoopie! My Texas CHL card arrived today. I've been looking at CHL plans, and have read their marketing blurbs, but I'd rather seek referrals from you on any of the following: USCCA CCW SAFE Armed Citizen Legal Defense NRA Self Defense Insurance Second Call Defense Do you have any personal...

www.texasguntalk.com

Legal Protection Insurance Available?

I know of a couple of outfits that offer CHL Legal Defense Insurance. Some of it is ridiculous expensive. Can anyone recommend CHL protection insurance that is inexpensive?

www.texasguntalk.com

Concealed Carry Insurance / Legal Protection

I know this topic comes up periodically but since the various "offerings" which are available have a habit of changing & morphing, thought I'd bring up the topic again for the most current thinking of our collective forum body. (That, AND the fact my coverage is up for renewal in the not...

www.texasguntalk.com

Carry Insurance - who do you recommend?

I have “carry” insurance and it is about to expire. I did a search but was unable to find a recent thread - only found one from from 2018. For those of you who’ve done some research, who do you recommend. I have Texas Law Shield but have heard conflicting reviews.

www.texasguntalk.com

Do you actually have carry insurance?

I want to say that this was mentioned in my LTC class, but only recently have I actually thought about it a bit. I was wanting to make a poll to see if I wanted to dig deeper in the subject. Just a poll to see if people actually buy this type of insurance for LTC/carry/shooting/defense. A...

www.texasguntalk.com

 

[General Zod]

I used USCCA because their available information made the coverage look more proactive - most of the others mentioned reimbursement, which is not a realistic strategy for me. USCCA stated that they would cover the legal costs rather than sticking me with the bill then reimbursing me.

Sadly, I haven't been able to afford their coverage for a couple of years now.

 

[wbblazer90]

CCW safe

 

[crystalphoto]

I chose USCCA because at the time, there were only one or two other choices (NRA hadn't even developed their program yet) and they offered better benefits, training offers, better coverage, and immediate attorney coverage. I am still with them, and don't see any reason to change.

 

[SARGE67]

Just be sure you don't get in that damn trap of "reimbursement". You will prolly not have available the $$$$ needed at the time to even pony up to be reimbursed on. I don't have at least $10,000 to put up front, do you ??

 

[jedwil]

I got Texas Law Shield years ago and have stayed with them. I liked the coverage and price then, but have not kept up with the latest coverage out there.

 

[HKSig]

LegalShield’s gun plan, since I’m a LegalShield associate.

 

[Mowingmaniac 24/7]

USCCA?

Not in a million years.

Research their 'track record' and you'll understand...

 

[TipBledsoe]

USCCA?

Not in a million years.

Research their 'track record' and you'll understand...

You got any links to their track record?

 

[Chupacabra Hunter]

I got Texas Law Shield years ago and have stayed with them. I liked the coverage and price then, but have not kept up with the latest coverage out there.

Same… Texas(US)Law Shield


Sent from my iPhone using Tapatalk

 

[toddnjoyce]

None of these things are insurance; they are all legal services plans at best. Due diligence is required, read all the fine print, terms, and conditions.

This program seems to be one of the lesser known but higher quality options. I don’t use or endorse them or any other LSP.

ACLDN

armedcitizensnetwork.org

 

[SARGE67]

Nobody really knows unless they have personally used them or knew someone who has. My priority is having one that takes care of me upfront and doesn't just reimburse the thousands out of my pocket. I have Texas Law Shield only because they showed up during my LTC class a few years ago. Like any insurance or even a spare tire, I hope I never need either one but am glad it's there if I do.

 

[cbp210]

I like dealing with Self Defense Fund because they have such great success representing the Open Carry Texas members in the beginning when they were getting harassed by certain departments violating 4th, 2nd, and 5th amendment rights. CJ Grisham is also an attorney for this legal plan.

https://www.selfdefensefund.net/https://www.selfdefensefund.net/

 

[TipBledsoe]

I like dealing with Self Defense Fund because they have such great success representing the Open Carry Texas members in the beginning when they were getting harassed by certain departments violating 4th, 2nd, and 5th amendment rights. CJ Grisham is also an attorney for this legal plan.

https://www.selfdefensefund.net/https://www.selfdefensefund.net/

Thanks cbp210. This edited link worked better for me:

Best Concealed Carry Insurance | Self Defense Fund

Self Defense Fund - Armed Attorneys is a membership association with litigation attorneys in 50 states, offering our members aggressive defense for the use of any weapon, including but not limited to: handguns, rifles, shotguns, spear guns, bows and arrows, stun guns, pepper spray, knives, or...

www.selfdefensefund.net

Gold plan $49.95/month:
Unlimited Attorney Fees +$10 Million For Extras + Civil Judgement Up To $10 Million Aggregate

Silver plan $24.95/month:
Unlimited Attorney Fees +$5 Million For Extras + Civil Judgement Up To $5 Million Aggregate

Bronze plan $12.50/month:
Unlimited Attorney Fees +$1 Million For Extras Aggregate. Plan Does Not Cover Civil Judgement

There are also the options to pay annually instead of monthly but I don’t see any savings in doing so.

Follow the link for more detailed info.

 

[popper]

Basically paying a retainer to a lawyer company.

 

[Otto_Mation]

Right to Bear. Not insurance company backed and PSA is a partner. I was previously with USCCA.

Legal Defense Protection | Right To Bear

Self-Defense protection by Right To Bear. Legal protection against criminal & liability claims resulting from acting in self-defense.

protectwithbear.com

 

[General Zod]

Basically paying a retainer to a lawyer company.

Because not all of us have an attorney on retainer or a few grand laying around just in case.

 

[DustyDuds]

Texas (U.S.)LawShield.