NW restaraunt warning?

[ZX9RCAM]

Just a FYI, Capital One is the BEST on fraud protection! Every time I use my card I get an alert when, where, the amount & it's within seconds after the card is scanned or manually entered. They also alert me when they believe I was double charged on certain transactions. Talk about on top of their game!

You get notifications on every transaction?

 

[Brains]

You get notifications on every transaction?

I do on my WF and Chase cards, but only because I set up alerts for any transaction $0.01 and larger.

 

[ZX9RCAM]

I do on my WF and Chase cards, but only because I set up alerts for any transaction $0.01 and larger.

Ah, ok.
I don't have it set up, evidently.

They've caught every incident before me anyway.

 

[Brains]

It's nice, because the alerts bubble up to my watch. A quick glance and I can confirm what I think I spent is actually what was charged.

 

[avvidclif]

If I were to pay for a meal with cash and it was refused 'I'd' call the cops.

Not everyone has a debit or credit card or carry checks.

I would guess a business that refuses cash is being security conscious but that b.s.

Ok, what are they going to do??? Explain what criminal law was broken? I can see not taking cash (car repair) where the normal transaction is in the thousands of dollars. I just remembered my insurance agent doesn't take cash either. Doesn't bother me as I pay the bill online.

 

[Southpaw]

Pretty much everyone does this.

Yep, that was my point to the post quoted.

 

[baboon]

I generally get skimmed every year around November. And it happens from different places each year. My card takes care of the charges, but then I need a new card & have to change the number see up on paying auto pay accounts. It's more about scumbags out looking for their free shit x-mas then anything.

The wife comes home the other day from the grocery store & shows me a gift card she found in the parking lot. I told some dumb ass stole it & didn't realize they get money put on them if they pay for them. I waited 2 days & sure enough it's a blank card.

 

[SQLGeek]

I do on my WF and Chase cards, but only because I set up alerts for any transaction $0.01 and larger.

Same. I use the notifications to help quickly enter the charges I make in the budgeting app I use.

 

[candcallen]

That's racist.

 

[Mowingmaniac 24/7]

Avvid,

I use 'a' cc for major purchases too.

My previous post was referring to a cash payment for a meal.

Say the meal is $20.00/$30.00 and the business states they don't take cash and I tell them that's all I have...what then?

Guess I get a 'free' meal...?

Or, let them call the cops...I'd wait for their arrival.

It'd be great to get their perspective on this nonsense.

I'm not the one being unreasonable........I'm willing to pay...with cash.

 

[avvidclif]

Avvid,

I use 'a' cc for major purchases too.

My previous post was referring to a cash payment for a meal.

Say the meal is $20.00/$30.00 and the business states they don't take cash and I tell them that's all I have...what then?

Guess I get a 'free' meal...?

Or, let them call the cops...I'd wait for their arrival.

It'd be great to get their perspective on this nonsense.

I'm not the one being unreasonable........I'm willing to pay...with cash.

Have you ever had a restaurant refuse cash?? I haven't, but most won't take checks though.

 

[toddnjoyce]

Have you ever had a restaurant refuse cash?? I haven't, but most won't take checks though.

Yes. I’ve seen plenty of restaurants refuse bills larger than $20. Been to a couple of food trucks that are card only.

 

[ZX9RCAM]

Avvid,

I use 'a' cc for major purchases too.

My previous post was referring to a cash payment for a meal.

Say the meal is $20.00/$30.00 and the business states they don't take cash and I tell them that's all I have...what then?

Guess I get a 'free' meal...?

Or, let them call the cops...I'd wait for their arrival.

It'd be great to get their perspective on this nonsense.

I'm not the one being unreasonable........I'm willing to pay...with cash.

Unless they have a sign posting the policy when you walk in.

 

[Mowingmaniac 24/7]

To summarize: Cash cannot be refused as payment.

Can I quote the law or provide a confirming link - No, I haven't bothered to research it, but I'm 100% certain I'm correct with one caveat - if the law has changed.

Oh, sign or not.......cash is good for payment.

Restaurants don't make law.

 

[SQLGeek]

To summarize: Cash cannot be refused as payment.

Can I quote the law or provide a confirming link - No, I haven't bothered to research it, but I'm 100% certain I'm correct with one caveat - if the law has changed.

Oh, sign or not.......cash is good for payment.

Restaurants don't make law.

There is no law Federally or in Texas requiring businesses to accept cash.

https://blogs.findlaw.com/free_ente...al-for-businesses-to-refuse-to-take-cash.html

 

[Mowingmaniac 24/7]

SQLG,

Thanks for the link.

I stand partially corrected......

Did you read it in it's entirety?

This 'no cash payment' b.s. is finding itself fighting a big battle for a variety of reasons and some states do not allow it, though, to be sure not all.....

One thing I 'think' I see is there are some who seem to side with this no cash payment crap....why on earth would that be I wonder?

 

[deemus]

That sucks. We stopped using debit cards a few years ago because the fraud protection is lacking. I use a Capital One Credit card and they’re really good at stopping fraudulent charges.


Sent from my iPhone using Tapatalk

Don’t know where you heard that from. Chase and Bank of Texas have reversed charges on my debit cards at least three times.

Chase has a fantastic fraud detection unit. They actually called me once and asked about a purchase that was fraudulent. They shut it down and overnighted a new card to me.

 

[ZX9RCAM]

Don’t know where you heard that from. Chase and Bank of Texas have reversed charges on my debit cards at least three times.

Chase has a fantastic fraud detection unit. They actually called me once and asked about a purchase that was fraudulent. They shut it down and overnighted a new card to me.

They've done that for me a couple times.

 

[SQLGeek]

Did you read it in it's entirety?

I did and saw that some states ban businesses from not taking cash but there are only a few. I did some additional looking and found that Texas is not one of them.

 

[Mowingmaniac 24/7]

SQLG,

Right - Mass and NJ (weird eh, leftists states doing imo the right thing) don't allow bans and quite a number of big cities don't allow it.

What's your take on businesses that don't accept cash?

As I mentioned in an earlier post, is it out of concern for security or employee theft or .....?

I know this, I would not give my business to a 'no cash payment' outfit.

Ain't Murican...........