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Florida: first flooding, now electric car explosions

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  • toddnjoyce

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    4   0   0
    Sep 27, 2017
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    Boerne
    feds will develop an insurance program, similar to National Flood Insurance Program.

    Maybe, maybe not.

    Auto, like property, is regulated at the state level. Some states may decide to require EV coverage as a matter of being allowed to do business in that state for ay line of insurance. That may result in premiums being so high that EV owners and prospective owners decide the market ain’t worth it and move on to another state or car type. With a shrinking pool, premiums have to go higher.

    In other scenarios, some insurers may stop insuring EVs, write limited policies (exclude liability for certain events) or exit a state market entirely.
     

    paknheat

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    0   0   0
    Mar 20, 2022
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    Texas, Somewhere near Palestine
    Electric cars catching on fire because of water. Water won’t put out fire because of water, which is supposed to put out fire….
    giphy.gif



    Sent from my iPhone using Tapatalk Pro
     

    Havok1

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    May 10, 2021
    1,774
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    I wouldn't want to try that while it's on fire!
    It might not be a big deal, but I haven’t even seen So much as a video of it being used on a car that was actually on fire to know for sure how it would go.
    How long until the electric car becomes uninsurable? Horror stories persist.
    The greenies can only hide so long...
    I can already hear the loonie lefties. “Auto insurance is a human right!”
     

    Tnhawk

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    Dec 7, 2017
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    It might not be a big deal, but I haven’t even seen So much as a video of it being used on a car that was actually on fire to know for sure how it would go.

    I can already hear the loonie lefties. “Auto insurance is a human right!”
    Stupidity is a human right, but I shouldn't be made to pay for one's choice to be stupid.
     

    Grumps21

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    1   0   0
    Apr 28, 2021
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    Houston
    Maybe, maybe not.

    Auto, like property, is regulated at the state level. Some states may decide to require EV coverage as a matter of being allowed to do business in that state for ay line of insurance. That may result in premiums being so high that EV owners and prospective owners decide the market ain’t worth it and move on to another state or car type. With a shrinking pool, premiums have to go higher.

    In other scenarios, some insurers may stop insuring EVs, write limited policies (exclude liability for certain events) or exit a state market entirely.
    …or they could spread the risk out among all drivers, whether EV or ICE.
     

    dg47

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    2   0   0
    Oct 7, 2022
    78
    11
    New Braunfels, tx
    Aside from fire, the cars don't pencil out for me. I don't drive enough with cheap gas prices to have a Tesla make sense.
    Also NBU power is not so cheap. Still paying out the freeze...what a joke.
     

    Tnhawk

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    Aside from fire, the cars don't pencil out for me. I don't drive enough with cheap gas prices to have a Tesla make sense.
    Also NBU power is not so cheap. Still paying out the freeze...what a joke.
    The high price of an ev along with increased insurance rates and electric bills don't offset the price of gasoline.
    Then if it doesn't catch on fire there will be an expensive battery replacement to look forward to.
    There's also the stigma of others assuming I must be a woke liberal tree hugger.
     

    innominate

    Asian Cajun
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    3   0   0
    Jan 3, 2010
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    Austin
    How long until the electric car becomes uninsurable? Horror stories persist.
    The greenies can only hide so long...
    We have a friend that is an auto adjuster. She did not give a number but she says they are expensive to insure and repair. She also says if you get in a wreck good luck getting parts. I think she was referring mostly to Tesla's. She likes to tell stories so take it with a little grain of salt.
     

    Tnhawk

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    1   0   0
    Dec 7, 2017
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    We have a friend that is an auto adjuster. She did not give a number but she says they are expensive to insure and repair. She also says if you get in a wreck good luck getting parts. I think she was referring mostly to Tesla's. She likes to tell stories so take it with a little grain of salt.
    Telling stories is part of the insurance business.
     
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