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DMV for dummies

Discussion in 'Off-Topic Chat' started by perfor8, Jan 10, 2019.

  1. busykngt

    busykngt TGT Addict

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    No, I’m not kidding. The topic being discussed was disposing of the old license plates (tags); not how they dispose of the trade-in vehicles.
     


  2. busykngt

    busykngt TGT Addict

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    USAA will release their lien (claim) on the car title and you’ll receive the free and clear original title. It’s mainly a transaction between the car loan lending institution (USAA Bank?) and USAA Insurance company. The paperwork is done mainly to get your name officially recorded as the designated “loss payee” (instead of the car loan institution).
     
  3. gshayd

    gshayd Ugliest house on the block.

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    I received the letter from USAA yesterday. Their instructions were that they transmit the data for the states listed below. Texas was one of those states. It says to obtain a paper title ... If your vehicle is titled in one of the states below (Texas) and our lien is recorded electronically they have contacted the states titling agency to remove the lien from the title. If you need a paper title, please visit yourr state's titling agency's website for information on obtaining a paper title. Guess we will see whether they send me a release of lien or a paper title they are required to send within 15 days.
     
  4. busykngt

    busykngt TGT Addict

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    Ahh... so that reads a little different than the way they used to operate (in the days before they “electronically” recorded a title lien). Being sent a paper copy of your title (which was the ‘original’ title) used to be an automatic occurrence. You didn’t have to do anything with the state. You just mainly had to insure the bank (car loan institution) notified the insurance company that your loan had been paid off. It may still be that way OR the state has discovered a way to make money by charging for a copy of the cleared title(?). Let us know if you receive your title without proactively having to do anything further (with the state).
     
  5. Wiliamr

    Wiliamr Active Member

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    From the DPS WEBSITE:
    Private Party Sales
    If you purchase a car from a private seller, you'll need to receive certain documents from the seller to complete the titling and registration process yourself.

    Here's what you'll need from the seller:

    • The vehicle's title*, signed by you and the seller and including the:
      • Odometer disclosure.
      • Sale date.
      • Purchase price.
    • An Application for Texas Title and Registration (Form 130-U).
      • This is required to be provided by the seller and must be signed by both parties before the sale is complete.
      • Supporting documents such as lien paperwork or a power of attorney may need accompany the title application (if applicable).
    • An emissions certificate, if applicable.
      • Emissions testing is only required for certain counties and model years. Visit our page on Texas vehicle inspections for more.
    • A current Vehicle Inspection Report (VIR).
      • Needed for all vehicles currently registered in Texas.
    The Texas DMV recommends visiting your local county tax office with the seller to transfer ownership. The DMV can help you to determine if the title is being transferred correctly, and if the title is salvaged or has any other similar legal issues.

    * NOTE: If the seller doesn't have a title or it is in unusable condition, they should apply for a new title PRIOR TO THE SALE by completing an Application for a Certified Copy of Title (Form VTR-34).

    If you lose the title after the sale and the original seller cannot be contacted, you may apply for a title by providing the Texas DMV with:


    Texas Vehicle Registration Paperwork
    Once you have the applicable paperwork listed above from your seller, bring your documents to your local TX DMV office along with the following:

    • Lease or lienholder paperwork, if applicable.
    • Payment for the fees due, including:
      • Registration fee: $51.75.
      • Title fee: Varies according to county.
    • An Application for Texas Certificate of Title (Form 130-U).
      • Needed for vehicles with a lien and previously registered out-of-state.
    For full details on titling and registering your new car in Texas, visit our following guides:

     
  6. Wiliamr

    Wiliamr Active Member

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    Also from DPS: https://www.txdmv.gov/motorists/license-plates
    It is simple and free to transfer your license plates to your new vehicle. The TxDMV encourages you to transfer your plates because it protects you. Your local county tax assessor-collector's office will assist with the transfer and issue you a new registration sticker for your vehicle.

    You may transfer your plates:

    • Between vehicles you own. Your local county tax assessor-collector’s office will issue a new registration sticker for your vehicle.
    • To a vehicle purchased from a dealer. Remove the plates and request that the dealer transfer the plates to the new vehicle.
    • To a vehicle purchased from a private party. Register the plates with your local county tax assessor-collector office when you title the vehicle in your name.
    • To a leased vehicle.
    • From a vehicle titled jointly to a vehicle titled in your name alone. If your name has not changed.
    Be sure to remove the registration sticker on your old vehicle when you take off the plates.

    Note:

    • General issue plates may be transferred to passenger vehicles and trucks weighing one ton or less.
     
  7. busykngt

    busykngt TGT Addict

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    Ahh... a good point!
    (Another little measure to help insure the new buyer does what he should do in a private party sell).
     
  8. perfor8

    perfor8 New Member

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    Thank you.
     
  9. FireInTheWire

    FireInTheWire Smooth like a tidal wave. Take you on a getaway. TGT Supporter

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    Big Country
    This^^^
     
  10. perfor8

    perfor8 New Member

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    I'm looking at a truck that has a blue title. (Blue title means clear title in TX, correct?). Seller disclosed a collision that resulted in an insurance total loss, and seller re-acquired the truck from the insurance company, and repaired the damage.

    Is it possible in TX for a vehicle to have a clean blue title in TX after an insurance total loss? I think in most states that would result in a "salvage" or "rebuilt" title, not a clean/clear title.

    I've gotten a carfax and it shows no negative info other than the insurance total loss.
     


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